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Mortgage Loan Programs for Vacation and Investment Homes

Whether you are looking for an investment property or a vacation home reach out to us to get prequalified.

Investment Property Loan

Ready to reach financial independence through real estate? Whether you are looking for an investment property or a vacation home to spend relaxing days, Ascension Mortgage can bring the same level of personalized attention and service to all of your real estate purchases.

Your dream home might be within reach! Ascension Mortgage can help with investment property loans. Our prequalification process will ensure that you are ready to buy and we can help you find a real estate agent to meet your needs.

Mortgage Loan Programs for Vacation and Investment Homes

30-Year Loan

Take advantage of low rates by locking into a low payment with a traditional 30-year loan.

You may be able to qualify for owner-occupied financing with lower interest rates, based on your use of the home. Talk to a loan specialist to find out what programs offer the best terms for your situation.

15-Year Loan

Get the same security of a 30-year fixed rate mortgage, but pay your mortgage off in half the time. This means paying less in interest and owning your home sooner! This translates to greater monthly income from your investment.

Bank Statement Loans

Bank Statement Loans allow self-employed borrowers to apply for a home loan without having to provide pay stubs and W-2’s from the past two years of employment. 12 & 24 month options available.

DSCR Loans

Debt Service Coverage Ratio loans measure the property’s ability to generate enough cash flow to cover its debt obligations. Unlike traditional loans focusing on personal income verification, DSCR loans evaluate the property’s income potential to determine loan eligibility.

Foreign National Loans

Foreign National Mortgage Loan allows non-residents of the United States to purchase real estate here in the United States.

Get Pre-Qualified

Great investment properties are out there but are often purchased by buyers “in the know” quickly. Increase your bargaining power by getting pre-qualified with us today.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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